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How you use your student loans is up to you. I know of students who have grabbed their cheque and turned around andinvested it - then cashed out when they graduated - turning a profit. {One of my Poli-sci profs actually advised this). In 1995 i used my loan to buy outright a Mac PowerBook which i used 'til i graduated in '98, and then i continued to use it productively after that.
{I'm a geek, so i drove it into the ground. I still have it on the charger and the batteries are still good too. I turn it on once a month, smile, and run the batteries down. Hey, i'm a geek. ;-}
If for some reason you can't get the cache money together, every computer company and their sister will extend credit on easy terms. The price tag is no obstacle. Pay attention! The resale value is important. I type this on my 2 year old Aluminium 12" PowerBook. Its street price is still a Grand! It doesn't feel like an old machine yet (i got some extras, and maintenance matters too).
Of course, i'm still going to run it into the ground. ;-)
