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Mr. Leonard, please do not add to the legions of the deluded who pay attention to what Jim Cramer has to say. If you follow Cramer's advice, you will get a bad outcome...and deserve it.
Cramer/CNBC and the rest of them can go jump. The best thing anyone can do is turn off the business news channels and the clueless market cheerleaders who make up their slate of talent.
Want to see someone that deserves some attention? Try Chris Martenson. Take his free online seminar, The Crash Course: http://www.chrismartenson.com/crashcourse (Link in signature as well.)
Martenson appeared recently on WGBY/PBS as part of their fund drive -- see http://www.chrismartenson.com/blog/pbs-streaming-video/13217 -- where he delivered a 30 minute version of The Crash Course.
I don't know that Martenson is 100 percent right (although I think he is very close to the mark in most respects), but I do know that what Jim Cramer says today has no bearing on what he will say tomorrow. Remember, Cramer is the "Bear Stearns is fine!" fellow. (See http://www.youtube.com/watch?v=gUkbdjetlY8)