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I wanted to chime in to say I agree with your letter; and "St. Lucid" is anything but. The analogy between the way the health care industry works and my understanding of Mr. Leonard's explanation of the mortgage fiasco is a valid and important one. I would add -- as I did in my original comment on his article -- the way credit card companies work (or don't work) under capitalism in this country.
The bottom line is that if we insist on the "force of nature" idea of capitalism, then follow that to its logical conclusion and admit that it's nature perverted, with ends that run almost totally counter to the interests of all but the privileged few. I don't need to bust out Heidegger or Hegel or Hume for this, I can point to medieval writers like Dante (whose dad was an Italian banker) who saw the potential dangers of this system. And where are the critiques of what profit (and money itself) actually IS? Can anyone explain this? I know it's getting all Marxist and shit, which is apparently so 19th century, but some of these questions have yet to be adequately answered. Put down your philosophy and economic theory and go back and read the Inferno, it's quite illuminating -- pun intended.