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There is a substantial body of research that shows non-profit micro-finance works. It'e the for profit micro-finance that does not work. The two things are absolutely separate, and this badly designed studies conflates them.
Non-profit microfinance already has a great trackrecord. It targets women because women are more likely to reinvest the money and use it for business. The men are more likely to be caught in corruption, or use it for themselves.
WHy is it one moonbat study gets all of the attention, when there are pounds in any academic database that are opposite?