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Glen, commendable, spot on analysis of the real issues. "If you were running a large financial services corporation whose failure would jeopardize many other companies,..." Herein, it seems you're pointing to my thesis that it's the allowing ever-enlarging Citicorps, AIG's, snowballs. They simply become too large and powerful to fail and would surely take the world's economy down with them as their enablers (lobyists and Congress) meant it to be.