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you wrote:
I only drive maybe 7000 miles per year. At that rate, even if I was to buy a new car, it would take me years to make up the $10,000 price difference between a Prius and a Ford Focus (or something similar).
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the main reason I bought a prius was to reduce the amount of pollutants my vehicle was spewing into the air. I'd like to have an electric car and spew *no* direct pollutants at all, but the Prius is the best I can do in the here and now.
Cost is not the only reason to buy a Prius...your calculations comparing to your Saturn go into a cocked hat if you include toxic emissions.