Letters to the Editor
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Been there
How strange that this should be printed today. This afternoon I negotiated a loan from my dad that will allow my husband and me to pay off the (eek!) $18,500 we owe on credit cards. Maybe now I can start opening the mail again and my stomach won't clench every time the phone rings. We, too, have simply been living above our means and somehow the interest and late fees and over-limit charges and overdraft fees piled up to a huge unfaceable mountain of debt. We're old enough to know better. We're educated enough to know better. The shame of it kept us from confronting the problem. Maybe the total humiliation of having to ask Dad to bail us out will be a reminder to us when it's tempting to order food instead of cooking or to buy just a few more books instead of heading to the library.