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Huh? So, what's your point?
According to you there are only two ways out: The Husband "totally and unconditionally" forgives the LW for the losses, or the Husband berates and scolds the LW for wasting the money and gets labeled as a wife-beater.
No body in his right mind, not even you , would accept a huge loss when he/she was warned about the coming losses many a time.
There is a 3rd way which of course is not acceptable to you: Her husband already knows about the losses. Its time the LW be humble and tell the truth and work out together for the future.
But i don't think that's acceptable according to you, since you think being humble=begging.
Gandhi was humble. But he certainly wasn't begging the British to quit India.
Get out of the ultra-women's lib forums and stop accusing every husband of manslaughter if he just looks angrily at his wife for losing $30 K.
Am sure if the roles were reversed your advice to the LW would be along the lines of "leaving the stupid husband because he refused to listen to your holy & correct advice.".