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I'm always terrified to open my bills. It's like getting yelled at to give them money I don't have!
I wait until the very last minute, then go online and make the biggest payment I can while keeping it small enough that I can pay every bill a few dollars! It's kinda like how I would plug my ears and sing so I don't hear my parents... when I was 3.
I never had stocks, but credit companies seem to have stopped caring about payment plans, and my job sure doesn't pay appropriate wages anymore!
I know what it's like to shudder in fear at the mail. Thanks for making me laugh at myself, Cary!