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YMoYL is One of the top ten books I've ever read.
It may not appeal to those who would prefer to blame Wall Street for their own financial situation and look to the Government to resolve. It reminds those who would take charge of their own situtation that we do have a measure of control. We can take responsibility and makeover our financial lives.
That monthly statement is not a measure of your worth. Nor is it even a close approximation of what will be available 25 years from now. Stop watching CNBC.