Letters to the Editor
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Your parents are, to say the least, part of the problem
From the header, I was expecting a real tale of woe--coming from a loser at least 10, maybe 20 years older than you are now, LW. So take a breath--you've got some time before you really deserve the title the Salon peeps handed you.
That said, well, it sounds like your parents are making it difficult for you to grow up. If they're not going to force you to learn some hard lessons, you've got to seek them out yourself. I don't know what kind of cultural or family background you come from, but even tightly-knit families whose children stay with them until marriage usually ask their adult children to contribute financially. So what's happening sounds kind of dysfunctional. In any case, you certainly aren't happy with it.
Stop letting your parents tell you what you can and can't do. Whatever happens from there, happens. The change is going to be less comfortable and less convenient. But you probably won't feel like a loser anymore.