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Twenty five years ago my home was in the suburbs and I owed twenty thousand more than the house was worth due to a collapse in the real estate market. Now, the same house is considered inner city and it is worth two and a half times what I paid for it and my backyard is one huge vegetable garden with birds and butterflies, bees and an occasional armadillo tearing things up. I wanted to freak back then, but somehow I didn't, and damned if things didn't end up working out just fine on their own. Have a kid or two and you'll look at the world differently. Even McMansions have character after a couple of decades pass.