Read other letters about this article
I fear that "Debt-Free and Loving It" is not seeing the elephant. It is not the nearby young couple which should concern them at this time. It is their parents who are described as "approaching retirement with basically nothing."
It is the future of the parents that this couple will have to deal with. Small potatoes compared to anything else.
And, one has to ask, did this couple dare venture into real dangerous turf and point out the financial foibles of their parents?????