Letters to the Editor
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student loans cannot be discharged
Just wanted to mention, since I hadn't seen anyone do it yet - yes, bankruptcy is not the same as death and you can get through it and start over, but you cannot get rid of a student loan. Something to think about when you decide to bite the bullet and get that hundred grand med or law school education (or whatever). Better be damn sure that's what you want to do with your life and damn sure you'll always be employed well enough to pay THAT mortgage in addition to the rest of your bills. It will limit your choices for a long time. (Speaking from experience.)
I'll also add a plug for Dave Ramsey's books like Total Money Makeover.