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Setting aside all the plentiful other issues: when a person commits suicide, they do not improve the lives of those left behind. By killing yourself, you leave other people wondering for years "Was it something I did?", "Was it something I didn't do?"; they run endless scenarios through their minds trying to find the moment they could have stepped in and didn't; they are left with an awful anniversary and oh yes, they are furious with the person who left them this way. If the LW goes ahead with this plan, the man left behind is consigned to this fate, all for money that he will probably never quite be able to enjoy.