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As an atheist, and hence obviously having no morals, my first reaction is that (assuming that her story is true), provided no one is being harmed, then... what's the harm? Of course, it could quite possibly go very wrong in the long term, but what relationship can't?
Anyone who thinks women OR men make partner choices without at least some consideration of financial factors is laudably romantic, but possibly in denial.
I'm reminded of an attractive friend who just LOVES to travel, because EVERYONE is so friendly - all the young men pay for her meals, invite her to their beach houses, onto their yachts, etc. So I, not being that attractive (nor that wealthy), can't help but wonder what I'm missing out on ;-)