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Look, let's be blunt about it. The only reason prostitution is illegal is that "it threatens the institution of marriage." What this really means is that it threatens the value of marriage and divorce.
Adding it all up ... she's costing him 20 k$/year or so. You're free to guess what that guy is making who can afford her at that price ... but if he married her (or if she could do the California Palimony gig) work out what his liability would be ... he'd still be spending the 20 k$/year ... but when she divorced him ... which she can do buy filing a piece of paper, no fault, then
* he'd owe her half his acrued assets from the period, and
* have his pension, and
* if she has a sharp lawyer she can probably keep the house etc ... and thats before she has a baby by him. Have a baby and then she's off to the races.
The only reason this is "immoral" is that the "women's union" sees it as scab labor.