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So you're going to give me a $5,000 tax rebate so I can pay for health insurance that, for my family, costs $12,000/year. Thanks. Oh, and you're going to tax some of that, so I don't even get the full $5k? Thanks again.
Oh, and in case anyone thinks I'm spending $12k/year on hair transplants, the fact is I've been tentatively diagnosed with osteoporosis, but my $12k/year insurance will not pay for a bone density exam.