"2. Banks were not forced to provide a subprime loans."

You are wrong. I even listed an example of a bank being sued because they weren't living up to the CRA. The threats of penalties were freely issued to banks who held in the reigns of unqualified borrowing. I plainly said banks made money from this at first. You see what ultimately happened, right?

About Fannie Mae contributions, I said something like "over 20 years." From 1989-2008 Fannie contributions, per year, to Obama's campaigns averaged $42,116. Contributions to McCain averaged $862 in the same time period. This from the very industry that is supposedly ran and financed by Republicans. :)

That, which you pointed out, in itself only seems to back my stand. Fannie hated McCain because McCain wanted to regulate Fannie. That would have cost Fannie money. You can bet they made sure Fannie workers knew that full well.

Now we're blowing away $trillions instead of $billions. You seem to actually see that. Like you said, we're going to have pay that back somehow.

You'll be welcomed soon to $9-10 a gallon gasoline and $60 a liter Jack Daniel's among everything else. Anyone who doesn't see this coming is ignorant. Then we're going to need subsidies so the poor can afford...Well, you see where that's going. Ever more to pay for.

Think about prices and taxes like that and then look at how much money you're bringing home.

The big taxes to pay for all of this are coming real soon. Sit on your butts and they'll be here quicker than you think. This massive spending is going to come at great costs to everyone. It has to. The rich never get hammered without the poor feeling most of the effects of the blows. If you don't believe that you only have to look at job losses including worker hour reductions. Those are already upon us in a time we cannot afford them.

I'm telling you, with the way we're heading at this very minute, it's only going to get a lot worse. Is it going to get better? Perhaps some but we have got to curb the spending of money we don't have.

We're all sitting here while those in power are setting us up for something even more devastating than the housing crumble.

Sit down and remove from your mind what political party you adhere to. Think about yourself AND your family simply as Americans. Look at what is going on around you. It's damned scary.

Guess who worked for a law firm, Miner, Barnhill & Galland, that sued banks for not issuing enough sub-prime loans? They sued Citibank. Barak Obama. The same Barak Obama who received 49 times more money from Fannie than MCCain received.

Fannie didn't like McCain and you know why now. :)

Chicago has the worst school system in the country because no one is focusing on making it better.

It all started with the housing crash and rolled downhill from there. The whole, world-wide economic downturn.

Poor people did not cause this economic plight we find ourselves in.

Free markets did not cause this.

Deregulation did not cause this.

A bad Government regulation caused this. A regulation that REQUIRED main street banks to become "Predatory Lenders" to fulfill a Government mandate. To offer souped up, shell game "affordable mortgages."

Self-interested lawyers caused it.

Greed and stupidity on Wall Street caused it and Obama got his wish which was lots of "affordable mortgages" that over 90 percent of the people who got them couldn't really afford. This is all while his friends he compensated got richer and the rest of us got poorer.

Bad social engineering created the wrong environment and the wrong incentives that set up low-income families to fail. To have their dreams torn away by that thing all liberals hate; reality. All while forcing Wall Street to finance it all. Wall Street made a lot of money off of it for awhile. Now we see where we went wrong. Now we see more of the same thing happening still. Now we see low interest rates to tease home buyers into taking out more loans they can't afford and we see Obama wanting us to actually FINANCE this gross miscarriage of every law of the economics this country has stood on for over 200 years.

You wonder why I'm a little angry.

There is no hope for the poor in this. It's not change. It's cruel. Obama's heart and head need to meet somewhere in the middle because his friends caused this and he's not backing down from them.

Nancy Pelosi had a one-word answer last year when asked if Democrats had any responsibility for the economic crisis: "No." She blamed George Bush.

Obama's political philosophy caused this and now he lectures the country on failed economic policies. :)

This is not change, it's more of the same thing we should always expect from politicians. It's hypocracy.

This is all out there on the Net. Google it yourself. Stay away from fringe left and right-wing sources and stick to _verifiable_ Government and private sources. Everything I've said in 2 posts is all there.

I left out the fact that Johnson was forced to retire from Fannie.