What this guy promotes serves only his interests, not the 401K investor's. Sure, buy-in if you believe that over the next five years we'll see gains from the current low. I don't buy that though. Just look at prior long-term bear markets from the 1930s, the 1950s, and the 1970s and you'll see five year to decade long stagnation or decline. If you want to lose money in a market like that, dollar cost averaging is the way to go.

May I point out that my 401K offers me no opportunity to bet on the downside of a market? I can't hold my money in anything but dollars. I can't sell short. I can't even buy 'bear-market' index or mutual funds that are designed to generate returns on a declining market. I can't even liquidate the 401K at penalty without quitting my job, even if all I want to do is pay down housing debt (or to refinance).

One might think the game is rigged in favor of institutional investors hoarding our 401K money. And with advice like this guy offers, your 401K investments would be the money he uses to prop up the market while he sells his own personal investments.

I'd recommend paying more attention to Nourini than this dolt.

I live in Boston. I'm a 40yo white guy who holds a professional job, dresses reasonably well, walks with purpose down the street, and shops at the local Whole Foods. In short, I'm a pretty typical middle-aged middle-earning worker-bee.

So why is it then that when I'm walking down the street women often cross to the other side? I'm not paying close attention to them and I certainly am not interested in violence. Hell, I've seen women do this while I was holding shopping bags in both arms. I'm not a threat.

I find it particularly galling to act in some typically polite manner: holding the door for someone only to be given a snear or outright refusal to recognize my existence or offering a pregnant woman one's seat while taking public transportation, only to have the person turn around and not only refuse the seat but refuse to even answer (OK, I'll take the seat thank you).

You know, when someone is polite, try being polite back. I'd like to add that men sometimes hold doors for other men too and I've never once experienced the kind of raw anger from a man at having a door held open for him than I have holding open a door for random female strangers. There is a sickness in our society that has resulted not from "political feminism" (which I define as the reasonable demand for equal rights and equal treatment under the law and in employment pay) to a kind of paranoid fear that every male in existence represents some kind of Dworkinesque 'proto-rapist' out to commit violence against women at every turn.

The news feeds in on this by promoting single stories about horrible crimes as though it represents sociological trends backed by statistical evidence. In fact, if one looks at crime reports posted by the FBI one notes that violent crime has decreased dramatically over the last two decades. So what is one to make of this very American male-female divide?

I think the lack of sex and lack of intimacy discussed by so many women in Salon's spate of articles on female celibacy have more to say not about a desire for abstaining from sex than about unreasonable paranoia against men stoked by media sensationalism. It's tough enough to open up with a new person, male or female. But if one assumes the worst with every stranger in existence, loneliness is the ultimate and certain outcome.

I can't believe that women - individually - have given up on building real personal intimacy in a loving relationship. But you can't meet that person by holing yourself up at home and running away from every stranger that happens to walk or shop nearby. That's actually, quite insane.

This is a national security issue. During WWI and WWII every manufacturing facility in the United States was converted to wartime use. Just how would the United States of America respond to a security crisis without the manufacturing facilities and knowledge to build mechanized units? Should we buy them from our enemies? And do Republicans honestly think our enemies would sell us the equipment necessary to defeat them?

Are Republicans seriously willing to liquidate a national asset that could be critical for survival in the event of an all-out war? Shall we shut down our steel industry too?

Are they *insane*?

I don't believe a word of this letter. My bet, Cary done got trolled. But it was fun to read!

Thanks for the entertainment. :)