Unless of course you're a gibbering idiot who thinks you're getting "free money." It's a comfort knowing that those payday loan agencies are available, as I've availed myself of their services many, many times. In fact, back in '98 and early-mid '99, on more than occassion it was a payday loan that allowed me to pay my rent on time. Back then I was earning $41k before taxes, in Silicon Valley. That was like earning $10k just about anywhere else. If the slightest thing went wrong - hospital visit, car trouble - I was instantly in financial crisis.

But I never had to worry too much, because there were those nifty payday loans! I would never borrow more than exactly what I needed, and never put myself in the position of having my entire next paycheck swallowed up by what I borrowed. A few times I told my dealership or the hospital that I could pay XX amount for now, and the rest later, and they were willing to work with me. I would adjust how much I borrowed accordingly.

The truth is that payday loans are a God-send to anyone who is financially strapped but also responsible, and who knows how to manage not only their money but their debtors. The people who don't, sadly, end up in gigantic holes of their own making.

All she said, and very mildly at that, was "I think the bases are weighted incorrectly...welp, ok lets go."

Please get it right, Camille. *rolls eyes*

Entirely too often.

But no hits for Salon's new "partner" from THIS wily old reader.

Anyway, I find it rather odd that in your video clip you fail to bring up ONE single issue from the expose published in Salon a whopping three or four days ago. You know, the one by the Arkansas journalist??

These videos are too short and their intent - generate new revenue through hits at your "partner" site - is too obvious.

They smoked for the same reason that an "informational picture" like "Despotism" would be produced for the general public: In 1946 they had just fought a nightmarish war to get rid of it.

The clip posted includes WAAAAAAAY more female flesh than one would have EVER expected to see in a traditional Bollywood musical. Progress? We'll see.....

But based upon O'Hehir's description alone, this movie is clearly a piece of shit. After reveling in the theatrical version of "Donnie Darko", and then cringing at the "Director's Cut" because it was obvious that, for perhaps the firt time ever, the studio knew more than the director did, I am quite sure that this version of this film will be a horrifying time-waster.

...some people JUST CAN'T READ.

GEEEEZZ...

Show me where I said that those who bury themselves in debt are "wogs." Or any other form of "untermenscht", as if such a thing existed to begin with.

It's a matter of common sense.

Look, Peter Paul, the concept of a payday loan is VERY simple: Take account of how much they are charging for the loan, how much you need right now, and how much of your next paycheck will be left. This is not higher mathematics. If your loan plus interest payment will eat the entirety of your next paycheck then that will be putting yourself in a hole, so you DON'T DO IT.

Someone stupid enough to hock their car at meiser's rates to get cash right away because they cannot rub a couple of brain cells together and realize that however much they need the cash now, they'll need the car more later on, does NOT get my sympathy.

And I've lived on next to nothing, working shit jobs with no insurance and having to rely on public transportation. It stank, and I'm sure it still stinks. But even as a post-grad twentysomething with little raw life experience I knew better than to go and borrow money I didn't and wouldn't have. That doesn't make me "posh", it makes me a possessor of common sense, of which there seems to be precious little of in this sub-prime world of our's.